Process

From first conversation to a clear financing path.

A focused process designed to identify fit, evaluate collateral, move qualified transactions toward closing, and stay engaged after funding.

Process

From first conversation to a clear financing path.

A focused process designed to identify fit, evaluate collateral, move qualified transactions toward closing, and stay engaged after funding.

01 — Review

Understand the need

We assess the company, capital request, collateral, existing lender structure, timing, and business purpose.

02 — Structure

Frame the facility

We identify potential financing approaches, facility size, collateral support, and likely diligence requirements.

03 — Diligence

Validate the collateral

Collateral, financials, liens, appraisals, and operating information are reviewed to support credit approval.

04 — Credit review

A defined decision

Proposed structures move through formal credit review with the applicable capital source — a defined approval path, not an open-ended maybe.

05 — Closing

Document and fund

Approved facilities move through documentation, closing conditions, and funding coordination.

06 — Monitoring

Ongoing servicing

After funding, facilities are serviced and monitored — borrowing base reporting, collateral reviews, and regular contact — so the structure keeps pace as the business changes.

What helps evaluation

Information that supports an efficient review.

Qualified requests typically move faster when core company, collateral, and capital structure information is available early.

Capital requestRequested amount, use of proceeds, timing, and preferred structure.
Collateral detailEquipment list, AR aging, inventory summary, appraisals, titles, liens, and asset locations.
Financial informationRecent financials, interim performance, borrowing base history, and current debt schedule.
Business contextIndustry, customer concentration, contracts, seasonality, and repayment path.
Get started

Have a financing need to review?

Share the business, collateral, requested facility size, and timing. Strattington Capital will provide a clear read on potential fit.

Request a consultation